Types of Financing
Business Term Loans
Lending Guidelines
We offer traditional working capital loans with great rates and up to 1-5 years to repay. We can finance businesses in all 50 states and get approvals in 24-48 hours.
This is a conventional fixed rate loan in amounts of between $20,000 and $500,000. We also have a FAST TRACK loan program where we can provide a loan of between $20,000 to $100,000 and all we need is an application and the last four months bank statements.
The application takes less than 10 minutes and funding can be available in as little as 3 days. This is a great program for clients in a wide variety of industries. A sample of the Industries and the restricted industries are listed below:
Included Industries:
- Gas Stations
- Convenience Stores
- Dry Cleaners
- Agriculture/Farming
- Distilleries/Breweries
- Restaurants/Bars
- Liquor Stores
- Healthcare
- Pet Care
- CPAs
- Lawyers
- Engineers
- Hotels & Motels
- Other Personal / Professional Services
This direct lender has certain industries and business types that they are unable to fund.
Examples include:
- Used car dealers
- Banks and other lending institutions
- Insurance carriers
- Money service businesses
- Adult entertainment
- Marijuana-related businesses
- Non-profit entities
- Government entities
- Online gambling services
Additionally, they cannot lend to businesses in North Dakota, South Dakota, or Nevada.
Let’s Talk About Your Business Goals
Our funding experts are here to help. Let’s explore the best options for your business.
No matter your industry, credit situation, or funding goals, Threo Capital is committed to helping you move forward with confidence. From your first conversation with our team, you’ll experience a personalized approach that prioritizes clarity, speed, and support.
Get the capital you need — without the red tape. Let’s build something great together.